A different approach to healthcare protection — combining everyday Health Freedom services with multiple layers of insurance protection designed around larger financial risks.
Declaration 180 brings multiple forms of protection together in one coordinated package. It is designed to pair insurance protection for larger medical and financial events with the everyday healthcare services available through Health Freedom Ultimate.
Instead of treating every healthcare need as the same kind of risk, Declaration 180 uses different layers for different situations — from everyday healthcare needs to accidents, hospital admissions, critical illnesses and major unexpected medical expenses.
Declaration 180 combines multiple layers designed to work together — from everyday healthcare services to protection for larger unexpected events.
$10,000 deductible with 100% coinsurance after the deductible, designed to provide protection against major unexpected medical expenses.
Subject to medical underwriting, eligibility and policy terms.
Everyday healthcare services including telemedicine, counseling, labs, prescription savings, healthcare navigation, hospital bill assistance, price transparency and more.
Health Freedom Ultimate is not health insurance.
Insurance protection designed for covered medical expenses resulting from unexpected accidents.
Benefits are subject to applicable policy terms, limitations and exclusions.
Protection for covered critical illnesses including heart attack, cancer and stroke.
Benefits are subject to applicable policy terms, definitions and exclusions.
An in-person hospital admission benefit designed to add another financial layer when a covered hospital admission occurs.
Benefits are subject to applicable policy terms, limitations and exclusions.
We keep the process straightforward while the system determines the Declaration 180 options available for you.
Start with the basic information needed to determine available options and pricing, including your location and who needs coverage.
Your information is matched to the Declaration 180 options and pricing available for your state.
Continue through enrollment and complete the information required for the applicable Declaration 180 components.
Your available Declaration 180 package is finalized based on eligibility, underwriting where applicable, and completed enrollment.
Short-Term Medical is the Declaration 180 insurance component that requires medical underwriting.
If Short-Term Medical is not approved, an available Declaration 180 package may include Accident Medical Expense Insurance, Critical Illness Insurance, Hospital Indemnity Insurance and Health Freedom Ultimate.
Coverage availability and eligibility are subject to applicable state, product and policy requirements.
Your quote will be based on the information you provide and the Declaration 180 options available in your state.